How 4 Americans say Obamacare helped or hurt them

The 2010 health care reform law has long been polarizing: Some 51% of Americans had a favorable opinion of the ACA last month, while 41% had an unfavorable view, according to a Kaiser Family Foundation poll.

The public was more sour on Obamacare in November, when Donald Trump was elected President. About 45% had a negative view of This particular then, against 43% using a positive one, Kaiser says.

Here’s what some people told sy88pgw about how they say current health care laws affected them:

Ashley Ruiz poses with her son Jackson, 4, before he had his second skull surgery in February.

Florida resident Ashley Ruiz is actually grateful for Obamacare regulations in addition to safety-net spending, not least because of otherwise crushing costs for her special-needs son.

A Medicaid-funded program fully covers Jackson, 4, because he is actually disabled, using a rare skull deformity in addition to adrenal problems. He received more than $250,000 worth of care in his first 6 months, including removal of part of his skull. Another surgery put bone grafts in addition to titanium plates in his head.

He sees dozens of specialists on a yearly basis for the deformity alone, in addition to receives therapy for autism.

Medicaid insures about two in 5 children in addition to the same share of the disabled. Medicaid existed long before Obamacare, however as part of potential ACA replacement, lawmakers are considering cutting federal Medicaid support.
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This particular’s unclear how Medicaid recipients would certainly be affected. however Ruiz, a 29-year-old divorced mother of two, is actually concerned.

“I don’t think people understand which when you deal using a special needs child — once you are able to find a plan which covers you, This particular’s such a precious commodity. I think the fear for me in addition to any parent like me is actually which there’s a potential which would certainly be ripped away.”

She works at a little business which gives her flexibility to care for Jackson in addition to her older son. however the job offers no insurance, so she has no coverage.

Ruiz relied on the ACA itself when Jackson was born. She in addition to her then-husband didn’t have access to affordable insurance themselves. however because she was under 26, her stepfather’s insurance covered $100,000 in costs including an emergency C-section.

Melanie Brightwell: Obamacare failed me

Melanie Brightwell

Melanie Brightwell says she can’t afford individual insurance through the federally run exchange in addition to keeps getting rejected for Medicaid despite creating less than $12,000 annually.

Brightwell, 52, of Georgia’s Peachtree City area, says she had a full-time job in addition to insurance, however received medical services worth more than $1 million inside last two years she was insured, including two major abdominal surgeries. She was laid off in 2015, months after her last operation, coming from her job as a sales assistant for a media group.

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She right now works part time, not yet able to land something full time. The cheapest monthly premiums for individual insurance she’s found, she said, ranged coming from $250 to $400, which she can’t afford.

Brightwell shares living expenses with her retired mother. She says Georgia won’t explain why This particular rejects her for Medicaid; she has retirement savings, which she says she’s tapped twice for car repairs. She visits discount clinics for occasional checkups, however cannot afford to see specialists recommended for her conditions.

“I was promised every American would certainly get coverage, regardless of income,” she said of Obamacare. “Didn’t happen.”

She said she hopes to eventually qualify for Social Security disability programs, which would certainly lead to Medicare coverage. She said she believes Obamacare is actually inefficient in addition to overly regulated, driving up costs putting affordable in addition to effective insurance out of reach for many.

Joshua Grubbs: Obamacare protects my toddler

Ohio resident Joshua Grubbs, on a beach with his son Brantley.
Joshua Grubbs, an assistant professor at Ohio’s Bowling Green State University, would certainly have employer-provided insurance with or without the ACA reforms. however Obamacare protections, he says, ensure his son will keep getting the life-sustaining treatment he needs.
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Grubbs’ 2-year-old son, Brantley, has cystic fibrosis. Current respiratory treatments, specialist visits in addition to prescriptions would certainly cost $60,000 a year without insurance, Grubbs said — however which figure would certainly rise by tens of thousands of dollars should Brantley need hospitalizations or surgeries.

Obamacare bans lifetime in addition to annual dollar limits on most benefits, in addition to prevents insurers coming from refusing coverage or charging more for conditions which exist before brand new coverage starts. which ensures Brantley gets the kind of quality care which could extend his life, his father says.

“We do have insurance — Great insurance — however we need protections for pre-existing conditions; in addition to because cystic fibrosis is actually such an expensive disease to treat, we need no lifetime caps,” he said.

Even with his father’s insurance, Brantley gets supplemental coverage coming from Ohio’s Bureau for Children with Medical Handicaps, funded in part by federal grants. The GOP’s talk of cuts to systems like Medicaid as part of health care reform makes Grubbs worry about the future of programs like BCMH in addition to greater out-of-pocket expenses.

Businessman: Obamacare hurt sales, led to job cuts

Andy Furniss

Andy Furniss says Obamacare hurt his medical equipment business several ways — in addition to had to cut full-time positions as a result.

Ohio-based Furniss Corp. makes knee rehabilitation devices for hospitals in addition to wholesalers. To help pay for Obamacare, the government levied a 2.3% tax on the gross sales of medical devices coming from 2013 through 2015.

which cut deeply into revenue for a company hoping to make 5% net sales profits. To adjust, Furniss reined in bulk discounts, however which may have hurt sales volume. The business operated at a loss in 2014.

Furniss also believes demand dropped as customers dealt with rising costs of insuring their own workers. Furniss Corp. itself, which offers health insurance to its 11 current full-time workers, saw its premiums rise faster than in pre-Obamacare years, which Furniss attributes in part to the ACA raising requirements of what plans must cover.

Furniss cut some full-time positions in addition to stopped research in addition to development for a shoulder product, he said.

He said his business recovered somewhat after the tax was suspended in 2016. The suspension ends in January, so he hopes for a permanent tax repeal.

“You get a helpless feeling. I can deal with competition, however you cannot fight Washington,” he said.

How 4 Americans say Obamacare helped or hurt them

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